The federal bank regulatory agencies today jointly issued a final rule that modifies certain regulatory capital standards to reduce disincentives a banking organization may have to engage in lower-risk activities, such as intermediating in U.S. Treasury markets. The final rule is substantially similar to the proposal issued in June, with changes at the depository institution level.
The Office of the Comptroller of the Currency (OCC) today released its schedule of Community Reinvestment Act (CRA) evaluations to be conducted in the first and second quarters of 2026.
The Consumer Financial Protection Bureau (CFPB) is entering a period of unusual uncertainty as it prepares to shift its active litigation to the Department of Justice and furlough some enforcement attorneys. These moves come as the bureau adjusts its operations in response to new legal and funding challenges.
PYMNTS Intelligence recently reported that 66% of U.S. consumers are still living paycheck-to-paycheck—a slight dip from prior months, but with a more worrying shift behind the numbers:42% now say they live this way because they have no other choice, an 18% increase since August.
Consumers aren’t just stretched—they’re sliding further into a financial reality where even small purchases require financing, and that shift carries big implications for delinquency, payment behavior, and the work collectors do every day.
Today the Office of the Comptroller of the Currency (OCC) released a request for information (RFI) on community banks’ engagement with their core service providers and other essential third-party service providers.
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