The Consumer Financial Protection Bureau (CFPB) recently released a report examining trends in the buy now, pay later (BNPL) market. The BNPL market—most commonly structured as a four-payment, no-interest loan used for retail purchases—continues to grow, though at a more moderate pace than in prior years. Drawing on data from six large BNPL providers, recent findings highlight how consumer usage and overall market activity evolved during calendar years 2022 and 2023.
California was the first state to enact a data breach notification law in 2003, requiring businesses to notify individuals when their personal information had been compromised. With new guidelines on AI regulations approved on October 1, 2025, followed by updated data breach notification requirements, California appears to be preparing to raise the bar again for data protection standards in the new year.
The 2025 California legislative session resulted in a number of changes for employers. This insight provides a summary of key new laws that have recently taken effect or will become effective on or after January 1, 2026. Companies should work with legal counsel to assess the best approach for complying with these new developments.
Current and former Democratic members of Congress have told a federal court that the Trump Administration’s interpretation of the CFPB’s funding mechanism is at odds with Congress’ plan to provide the bureau with a stable, independent source of funding.
The National Credit Union Administration today released its third quarter state-level credit union data report for 2025. Report findings indicate that for federally insured credit unions, assets increased by 2.6 percent at the median over the year ending in the third quarter of 2025. At the same time, loans outstanding grew by 0.3 percent at the median, according to the latest Quarterly U.S. Map Review.
.jpg)
.jpg)