Contending that it cannot abolish the CFPB on its own, the Trump Administration said that the union arguing that such a plan exists should not be entitled to an en banc hearing before an appeals court.
On September 30, 2025, the California Privacy Protection Agency (CPPA) issued a final order against farm, ranch and rural lifestyle retailer, Tractor Supply Company (“Tractor Supply”), for violations of the California Consumer Privacy Act (CCPA) triggered by a consumer complaint.
On October 10, California Governor Newsom signed Assembly Bill 483 (AB 483) into law, introducing new regulations on early termination fees in fixed term installment contracts. This legislation applies to contracts entered into or modified on or after August 1, 2026, and prohibits the use of termination fees unless specific conditions are met.
The Maryland Office of Financial Regulation has released new guidance outlining three medical debt collection laws that took effect this month. Together, these laws reshape how medical debt is collected, reported, and enforced across the state—introducing new consumer protections and compliance requirements for debt collectors, healthcare providers, and credit reporting agencies.
On October 6, the New Jersey Superior Court, Appellate Division affirmed the dismissal of a lawsuit alleging that a debt collector’s use of a third-party mail vendor to send a collection letter violated the FDCPA. The plaintiff argued that transmitting account information to a mail vendor constituted an impermissible third-party communication under the FDCPA that was abusive, deceptive or unfair.
.jpg)
.jpg)