The Federal Deposit Insurance Corporation (FDIC) today published a list of orders of administrative enforcement actions taken against banks and individuals in August 2025. There are no administrative hearings scheduled for October 2025.
On September 15, Oregon Governor Tina Kotek signed into law House Bill 3178, introducing new requirements for auto dealers in the state. This legislation aims to standardize certain aspects of auto loan transactions and ensure clarity in the car-buying process. The law will take effect in 2026.
The CFPB announced in its Spring 2025 Regulatory Agenda that it will be finalizing amendments to the Remittance Transfer Rule under Regulation E, which implements the Electronic Funds Transfer Act (EFTA), to revise disclosure requirements and corresponding model forms to include clarifying information about the types of inquiries that may be most efficient to direct to the CFPB and the State agency that licenses the remittance transfer provider. This follows the CFPB’s issuance of an notice of proposed rulemaking on September 30, 2024 with the comment period ending on November 4, 2024.
The Office of the Comptroller of the Currency (OCC) reported on the performance of first-lien mortgages in the federal banking system during the second quarter of 2025.
The OCC Mortgage Metrics Report, Second Quarter 2025 showed that 97.5 percent of mortgages included in the report were current and performing at the end of the quarter, an increase from 97.3 percent one year earlier.
A new trend has emerged on social media platforms like TikTok, where influencers are promoting misleading claims about receiving “free money” from payment platforms such as Zelle and Cash App. These influencers are suggesting that filing complaints with the Consumer Financial Protection Bureau (CFPB) will lead to automatic payouts from these companies, even for individuals who were not victims of scams.
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