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February

26
2025
Industry News

Eighth Circuit Broadens Injunction Prohibiting Implementation of SAVE Federal Student Loan Repayment Plan, Calls Into Question Legality of PAYE and REPAYE Forgiveness Provisions

On February 18, 2025, the U.S. Court of Appeals for the Eighth Circuit—following up on its August 2024 unsigned order—resolved an expedited appeal concerning a district court injunction preventing the U.S. Department of Education from proceeding with implementation of its much-debated SAVE repayment plan. The opinion, which affirms the district court, calls into question the legality of not only the SAVE plan itself, but also existing income-contingent repayment (“ICR”) plans such as PAYE and REPAYE.

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February

26
2025
Trends

WebRecon Jan 2025 Stats

A summary of the January 2025 WebRecon stats, including: complaint statistics, litigation summary, and top courts where lawsuits were filed.

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February

26
2025
Compliance

No Parking, No Street Sweeping…No Clarity? Welcome to Debt Collection Regulations

The top sign is straightforward enough:  “Tow Away No Parking Except by Permit. Holidays Exempt.” Got it—no parking unless you have a permit, except on holidays.

But right below it, another sign completely disrupts that clarity. When you read the second sign from left to right, it says:  “No Street Sweeping; Parking Tuesday; Except Holidays; 7 a.m. – 11 a.m.”

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February

25
2025
Compliance

Data Entanglement, AI and Privacy: Why the Law Isn’t Ready

The digital world runs on data. In almost every industry, artificial intelligence (AI) now sits at the center of information processing, fueling everything from predictive analytics to smart automation. AI has matured to the point where it can churn through mountains of data to recognize patterns, draw connections and even make judgment calls that previously required human input. But this leap forward hasn’t come without cost — particularly to privacy.

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February

25
2025
Industry News

National Consumers League and Small Business Owners Move to Intervene in FCC “One-to-One Rule” Case

On February 19, the National Consumers League (NCL) and four small business owners filed a motion to intervene in support of the Federal Communications Commission (FCC) and the United States in the case of Insurance Marketing Coalition Ltd. v. FCC. This motion seeks to challenge the panel’s January 24, 2025 decision that vacated the FCC’s 2023 Order, known as the One-to-One Rule.

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