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The Utah Legislature has passed H.B. 279, known as the Earned Wage Access Services Act. Sponsored by Representative A. Cory Maloy (R) and Senator Chris H. Wilson (R), this legislation aims to regulate earned wage access (EWA) providers. Notably, “providers” is defined to include a person engaged in the business of offering earned wage access, but not an employer that advances a portion of earned wages directly to employees or independent contractors. If signed by the Governor, the Act will take effect on May 7, 2025.

The health care industry faces a critical security challenge. While organizations invest millions in advanced medical technologies, their approach to protecting sensitive data remains notably outdated. This isn’t merely a compliance issue; it’s a fundamental gap in implementing the hardened security architecture and advanced governance frameworks needed to protect vital medical information. The latest proposed amendments to HIPAAattempt to address these challenges, but without a foundation of robust security infrastructure, even the strongest regulations prove insufficient.

A successful debt settlement strategy requires a blend of empathy and expertise. Understanding the nuances of how debt settlement companies operate can offer valuable insights into optimizing negotiation processes. These proven best practices will help foster collaboration with debt settlement companies.

After six months of enforcement of Oregon’s Consumer Privacy Act (OCPA), a new report from Oregon Attorney General Dan Rayfield indicates strong consumer engagement with the law’s privacy rights, notable business compliance efforts and key areas where businesses are falling short. Since the OCPA took effect in July 2024, the Privacy Unit at the Oregon DOJ has received 110 consumer complaints

On March 11, the U.S. Court of Appeals for the Fourth Circuit affirmed the district court’s denial of a motion to compel arbitration in two class-action lawsuits. The decision potentially has far-reaching implications for the enforceability of arbitration clauses in consumer contracts, particularly those involving unilateral modification provisions.