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September

30
2024
Compliance

Lack of Actual Knowledge and Prior Express Consent Defeats FDCPA and TCPA Claims

The U.S. District Court for the District of Nevada granted a defendant’s motion for summary judgment in a case arising under the Fair Debt Collection Practices Act (FDCPA) and the Telephone Consumer Protection Act (TCPA). It found that the evidence did not reasonably support an inference that the defendant had actual knowledge of the plaintiff’s legal representation regarding an account and that the plaintiff providing her phone number regarding the original transaction is consent to communications originating from that transaction, including efforts to collect on the debt.

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September

25
2024
Compliance

CFPB’s Upcoming Proposed Rule on Data Brokers and Consumer Protection: Key Insights from Director Rohit Chopra

The Consumer Financial Protection Bureau (CFPB) is preparing to introduce a proposed rule regarding data brokers’ compliance with the Fair Credit Reporting Act (FCRA). Recent remarks by CFPB Director Rohit Chopra have shed light on the bureau’s intentions, emphasizing the heightened attention on how data brokers handle Americans’ personal information.

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September

25
2024
Industry News

Newsom Vetoes California Privacy Bill That Upped Consumer Data Control

In a pivotal moment for data privacy and child protection, California Gov. Gavin Newsom recently made two contrasting decisions that highlight the complexities and competing interests in the realm of digital regulation. While he vetoed a privacy bill aimed at empowering consumers, he approved legislation designed to curb social media addiction among minors. These actions reflect the current landscape of privacy rights and underscore the ongoing struggle between consumer protection and corporate interests in California’s tech-heavy economy.

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September

25
2024
Industry News

CA Gov. Signs Law Banning Medical Debt From Credit Reports

Californians with medical debt will no longer have to worry about unpaid medical bills showing up on their credit reports under legislation signed Tuesday by Gov. Gavin Newsom, adding the nation's most populous state to a growing effort to protect consumers squeezed by unaffordable medical bills.

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September

25
2024
Compliance

A TCPAWORLD STORY: Ringba Beats Litigator List On Appeal And the TCPAWorld Cracks Me Up

Michael O’Hare’s TCPA Litigator List sued Adam Young’s Ringba for stealing its litigator list. And the court dismissed the case as a discovery sanction after finding Plaintiff withheld evidence from Ringba’s lawyers.

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