State-chartered banks and credit unions are required to report annually to the Department of Financial Protection and Innovation (DFPI) the revenue received from fees on nonsufficient funds and overdraft charges during the calendar year.
The Consumer Financial Protection Bureau (CFPB) today released an advisory opinion and research report on a form of home seller financing that is often referred to as contract for deed. Under contract-for-deed deals, the seller agrees to turn over a home’s deed only after the buyer completes a series of payments.
According to the IBM Cost of a Data Breach 2024 report, the average global breach cost has reached $4.88 million — a significant increase over last year’s $4.45 million and the biggest jump since the pandemic.
In Cacho v. USHealth Advisors, LLC, 2024 WL 3738869 (M.D. Fla. July 24, 2024), the Court denied Defendant’s motion to dismiss for insufficient service of process, lack of personal jurisdiction, and failure to state a claim.
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